Welcome to On Cue CCU, the official blog of Community Credit Union of the greater La Crosse area. Written by a young adult for young adults! (Cheesy I know)
Here you can learn about credit, money management, college debt, and other relevant financial information.
What are you doing to celebrate Earth Day? Maybe you’re volunteering for Good Neighbors Day, maybe you’re trying to lessen your carbon footprint, or maybe you’re looking for ideas on what you can do. Check out this article, published in youngmoney.com for ideas on what you can do!
We’ve all heard how important it is to start saving early. But how to get started? Not only will you be amazed by how much money you can accumulate by saving a little each month, but it can be easy! Checkout these articles for ideas:
Did you know that CCU is now offering $10 to help you start saving? Simply open a new membership in the month of April, and we’ll put $10 in the account for you!
If you are like so many Armericans, you are living paycheck to paycheck. But you can break that cycle! This article by Emily Torres, posted in the March 26, 2010 online issue of Young Money, has some simply, common sense ideas to help you stop living hand to mouth! Check it out!
The CARD Act ensures additional safe guards for everyone, It also ensures that your credit card statement is easier to read and allows you do see instantly that only paying the minimum balance will result in paying huge amounts of interest and will take years to pay off your balances. These are all great safety measures for consumers, but make sure to read the small print on your card statement. Many national companies are raising rates and adding annual fees to cover the additional costs asssociated with complying with the CARD Act. This article gives you an overview of what the CARD Act will provide to you!
http://genxfinance.com/2010/03/16/the-new-credit-card-statements-are-here/
We all know these guys (unless you’ve been living in a black hole), from their television ads.
But, did you know that the actual free credit report you’re entitled to is not available at this web site; but rather from annualcreditreport.com?
If you forget to cancel your “free trial” from freecreditreport.com, you”ll be paying for this service that really is free from annualcreditreport.com!
Check out this recent article to learn more about getting your free (really) annual credit report!
http://www.bargaineering.com/articles/common-sense-vs-freecreditreport-com.html
Yep, now you can do your banking on the go – from anywhere your cell phone goes! Mobile Banking is fairly new, so there are a lot of questions about what it is and what you can do through Mobile Banking. To learn more, check out this article, by William Harris of howstuffworks.com!
We all do it, shopping online is fast and convenient. So what’s all the fuss about keeping your information safe online? While there are definitely risks, there are some simple steps to keep you safe, online. To learn more, check out this article from Generation X Finance.
Dumb Little Man wrote a blog on seven success lessons that you can learn from Donald Trump. As you know, “The Donald” is one of the most successful American entrepreneurs in recent history. The lessons he teaches can easily be applied to your finances (I’m not saying they’ll make you rich, but then again they could). Here’s Mr. Trump’s list:
The Credit Card Accountability, Responsibility and Disclosure (CARD) Act goes into effect February 22. It brings credit reform, but also new fees, rates, and payments. MSN Money outlined the main changes you can expect come February 22:
To read more about these changes, check out the original article, here.
